The Sixth Schedule · Social Security Code

Factors for Lump Sum Compensation on Death and Permanent Disablement

The Sixth Schedule is the age table used to work out lump-sum employee compensation when a work injury causes death or permanent disablement. You take the employee's age in completed years on the last birthday before the compensation fell due and read off the factor. Under section 76, compensation is 50% of monthly wages times that factor on death, or 60% of monthly wages times that factor on permanent total disablement, or the amount the Central Government notifies, if that is higher. Younger workers get higher factors, from 228.54 at age 16 or below down to 99.37 at age 65 or more.

1 section ~1 min read Official text, PDF p. 114

HR managersFactory and plantation ownersInsurance and claims teamsInjured workers and their families

Key points

1The schedule gives one multiplying factor for each age from 16 or below to 65 or more. Section 76 multiplies it by a share of monthly wages (50% on death, 60% on permanent total disablement) to get the lump sum. §schedule
2Age is counted in completed years on the employee's last birthday before the date the compensation fell due, so months beyond the last birthday are ignored. §schedule
3The factor falls as age rises: 228.54 at 16 or below, 184.17 at 40 and 99.37 at 65 or more, so the same wage produces a much larger award for a younger worker. §schedule
4All ages up to 16 share one factor (228.54) and all ages from 65 upwards share one factor (99.37); the table has no upper age at which compensation stops. §schedule
5The schedule's heading links it to section 75 (house collapses in plantations) and section 76(1) (amount of compensation), and to section 152(1), under which the Central Government can amend the table by notification. §schedule

At a glance

228.54Factor at age 16 or belowSection schedule 216.91Factor at age 25Section schedule 197.06Factor at age 35Section schedule 169.44Factor at age 45Section schedule 135.56Factor at age 55Section schedule 99.37Factor at age 65 or moreSection schedule

Earlier law:Employee's Compensation Act, 1923

THE SIXTH SCHEDULE — FACTORS FOR WORKING OUT LUMP SUM EQUIVALENT OF COMPENSATION AMOUNT IN CASE OF PERMANENT DISABLEMENT AND DEATH

In plain words

This table lists, for each age from 16 or below to 65 or more, the factor used to work out lump-sum compensation for death or permanent disablement, based on the employee's completed age on the last birthday before the compensation fell due.

[See sections 75, 76(1) and 152(1)]

FACTORS FOR WORKING OUT LUMP SUM EQUIVALENT OF COMPENSATION AMOUNT IN CASE OF PERMANENT DISABLEMENT AND DEATH

	Completed years of age on the last birthday of the employee immediately preceding the date on which the compensation fell due	Factors
(1)	(2)	(3)
Not more than	16	228.54
	17	227.49
	18	226.38
	19	225.22
	20	224.00
	21	222.71
	22	221.37
	23	219.95
	24	218.47
	25	216.91
	26	215.28
	27	213.57
	28	211.79
	29	209.92
	30	207.98
	31	205.95
	32	203.85
	33	201.66
	34	199.40
	35	197.06
	36	194.64
	37	192.14
	38	189.56
	39	186.90
	40	184.17
	41	181.37
	42	178.49
	43	175.54
	44	172.52
	45	169.44
	46	166.29
	47	163.07
	48	159.80
	49	156.47
	50	153.09
	51	149.67
	52	146.20
	53	142.68
	54	139.13
	55	135.56
	56	131.95
	57	128.33
	58	124.70
	59	121.05
	60	117.41
	61	113.77
	62	110.14
	63	106.52
	64	102.93
	65 or more	99.37

Source: The Code on Social Security, 2020, official gazette copy, page 114

In plain words

For employers

Keep date-of-birth records accurate, because one birthday changes the factor: an employee aged 34 years and 11 months when compensation falls due still takes the age-34 factor of 199.40, not 197.06. Read the table together with section 76, which sets the share of wages and allows a notified minimum amount.

Did you know?

The factor for a worker aged 16 or below (228.54) is about 2.3 times the factor for a worker aged 65 or more (99.37). On the same wages, the wage-based amount for the younger worker is more than double, unless the minimum amount notified by the Central Government applies instead.

Did you know?

The factor falls slowly for young workers, by just over 1 point a year in the late teens, but faster with age, by about 3.6 points a year in the early sixties.

Did you know?

The heading also points to section 75. When a house the employer provides in a plantation collapses and kills or injures a worker or a family member, the employer pays compensation under section 76 and this table, so far as applicable. This does not apply if the collapse is solely and directly caused by an occupant's fault or by a natural calamity.

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